Payment Types

bcf.com.au accepts payments within Australia only via:

• American Express
• MasterCard
• Visa
• AfterPay
• Apple Pay
• Zip Pay
• Zip Money
• PayPal & Paypal Pay in 4
• BCF Gift Cards

PayPal is an online payment method that securely allows purchases to be made via credit card, debit card or bank account, without sharing your payment details. It also provides 100% protection against unauthorised payments from your account.

PayPal Pay in 4 is also available for purchases up to $2,000, with no sign-up fees or no late fees. This lets you split your purchase into 4 payments, with the first payment due at the time of transaction and 3 subsequent payments made every 2 weeks thereafter.

PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258; Australian Credit Licence number 568848) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment. PayPal Pay in 4 is available on eligible transactions under $2,000 AUD and application and use may impact a customer's credit score. Please read and consider the PayPal Credit Guide, TMD, full terms in the PayPal Pay in 4 Facility Agreement, Privacy Statement and Statement of Notifiable Matters.

Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.

To use Afterpay you must:

• Live in Australia.
• Be over 18 years of age.
• Have an Australian debit or credit card.
• Have a valid and verifiable email address and mobile number.
• Be capable of entering into a legally binding contract.
• Credit checks apply.
• Transaction must be between $100 and $3000.

Using Afterpay for the first time:

• Add your gear to the shopping cart.
• Choose Afterpay as your payment method at checkout.
• You will be prompted to create an Afterpay account. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
• If you are a first time customer, you will not be able to make another Afterpay purchase until your final payment on your initial purchase has completed.

Please note: when paying with Afterpay you cannot split payment types eg: you cannot pay half with gift card and other half with Afterpay.

For more information please see Afterpay terms and conditions.

Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.

Apple Pay is a more secure way to pay and is even simpler than using your physical card.

To use Apple Pay as a payment method:

• Use an Apple device
• Enable Apple Pay on your device
• Use Safari as your browser to shop online at bcf.com.au

Zip Pay

Zip Pay is a safe, simple and 100% interest-free account, offering you the ability to buy now and pay later, on your terms.

To use Zip Pay you must:

• Be aged 18 years or older
• Be an Australian citizen or Permanent Resident
• Have a valid Australian mobile phone number and email address
• Have a verified Facebook, PayPal or LinkedIn account in your own name.
• Online transaction must be between $50 and $1000

Using Zip Pay for the first time online:

• Select your products ensuring the transaction is between $50 a $1000 at checkout.
• Choose Zip as your payment method at checkout.
• You will be prompted to sign in with an existing Zip Pay account or you can create a Zip Pay account if you do not have one by following the prompts.

For more information on how Zip works, click here.

Zip Money

Zip Money is a reusable account to shop interest-free, offering you the simplest way to pay overtime for life’s larger purchases on your terms.

To use Zip Money you must:

• Be aged 18 years or older
• Be an Australian citizen or Permanent Resident
• Have a valid Australian mobile phone number and email address
• Have a verified Facebook, PayPal or LinkedIn account in your own name.
• Online transaction must be between $1000 and $8000

Using Zip Money for the first time online:

• Select your products, ensuring the transaction is between $1000 and $8000 at checkout.
• Choose Zip as your payment method at checkout.
• You will be prompted to sign in with an existing Zip Money account or you can create a Zip Money account if you do not have one by following the prompts.

For more information on how Zip works, click here.

BCF.com.au accepts BCF gift cards and Supergift Cards. Simply choose gift card as your payment method during checkout. You will need to enter the full gift card number and gift card PIN (printed on the card).

You can use a gift card to pay for a portion of, or your entire online order purchase amount.

A maximum of three (3) Gift Cards can be used per transaction. For all promotional Gift Cards from Great Northern’s Greatest Catch promotion, a maximum limit of one (1) Gift Card can be used per transaction.

Gift Cards purchased as and from 11 October 2018, will have no expiry date. Gift Cards purchased before 11 October 2018, will be valid for use for three (3) years (36 months) from the date of issue. Any balance that remains on a Gift Card purchased prior to 11 October 2018 will not be available for use after the expiry date. Excludes Ultimate Cards and Promotional Gift Cards.

BCF stores accept payments using any of the following:

• American Express
• MasterCard
• Visa
• Gift Card
• Afterpay
• Zip Pay
• Zip Money

BCF accepts only BCF Gift cards. Gift cards can be used for products or services in store and can be redeemed on part of, or all of a transaction at the checkout. You can use as many gift cards as you wish in-store to complete your transaction.

Please produce your original gift card/s at the time of transaction.

Gift Cards purchased as and from 11 October 2018, will have no expiry date. Gift Cards purchased before 11 October 2018, will be valid for use for three (3) years (36 months) from the date of issue. Any balance that remains on a Gift Card purchased prior to 11 October 2018 will not be available for use after the expiry date. Excludes Ultimate Cards and Promotional Gift Cards.

BCF accepts payment In Store from Afterpay. Afterpay can be used for purchasing products In Store and can be redeemed during the normal payment transaction process at the checkout.

How to use Afterpay In Store

The Afterpay In Store process starts from your mobile phone and just takes a couple of minutes to complete. Download the App from the App Store or Google Play.

If you have a product in mind or are unclear how to use Afterpay In Store, ask our staff for more information.

Tap the barcode tab in the app, you'll automatically see the maximum amount you can spend In Store. BCF have an In Store spend limit which could differ to your individual spend limit outlined by Afterpay. You will also be provided a barcode.

Present the barcode at the register to be scanned when it's time to pay.

Make sure you have 25% of the total purchase price available in your account, as Afterpay deducts your first payment immediately

1. Get the Afterpay Mobile App
2. Select your items In Store
3. Get a Barcode from Afterpay App
4. Take your items to the Checkout
5. Get your barcode scanned

For more information on how Zip works, click here.

We do offer laybys in store for items over $50. A small non-refundable fee will be charged when the layby is processed. Available to Club BCF members only.